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With over 15 years of accounting and tax experience, I’m here to help you sort out your personal and/or business needs.


Respected for my flexibility, renowned for my commitment to service and known for my passion to get things right, I will plough through anything to get issues taken care of. My philosophy is that your accounting and taxes are not hard nor complicated. So if you feel they are then you need my services.

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1099/Independent Contractors

In today’s economy, being a 1099 is very common. But this means you have no help when it comes to taxes (no withholding), savings (retirement and education), and you have to track all the possible expenses. Whether a trucker, landscaper, hairstylist, real estate agent, or any of the other myriad of possibilities, let’s put a system in place to protect you and look forward to the future.

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Think its out of place to talk about ‘adult’ jobs for an accountant? Well did you make any money? We both hope the answer is yes and that means you have a tax problem. So whether you are an exotic dancer, an AVN winning actress/actor or anything in between, you have unique tax and accounting issues. I’m prepared to talk with you about them.

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Tax Services

Myth: Taxes are Complicated. The VAST majority of taxpayers have simple taxes – a few W-2’s and maybe some investments. The reason you don’t want to do your return is that you feel they are tedious. This is what I do on a regular basis, so its not tedious to me! Let my flexibility with appointments help get your taxes done.

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Bookkeeping & Accounting

Is your bookkeeping literally stacking up? Let’s me get things in order for you. I enjoy the challenge of sorting out the puzzle pieces and getting things in order. Do you feel it’s a hopeless mess – its only hopeless if you think it will just ‘go away’. We need to start somewhere so let’s get going. Messes don’t scare me – I’ve had my share to work thru.

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Finance & Funding

Your taxes can tell me a lot about your situation. Let me leverage that and my ability to look 10 + years down the road to help you plan for the future. Whether exploring education savings, retirement, or just a big goal, lets get you where you want to go.

Scott M Richter, Securities offered through HD Vest Investment Services, Member SIPC, 6333 N. State Highway 161, Fourth Floor, Irving, TX 75038, 972-870-6000. 

Polar Fox Tax & Accounting LLC is not a registered broker/dealer or registered investment advisory firm. 

Please Note: HD Vest policy requires that all investment-related correspondence be sent or copied to my HD Vest email address (scott.richter@hdvest.net) for archiving and supervisory review.



Scott graduated in 2007 from Marian University (Fond du Lac) with a degree in Accounting, Economics & Finance. He received his MBA in Supply Chain Management from UW Whitewater in 2008. Scott has been around accounting since 2001 w hen he was first exposed to it in Highschool. He’s prepare more than 1,500 tax returns in the last 3 years.

Besides accounting, Scott enjoys keeping up with current events being an avid reader. He has passion for military history and strategy. Scott is a self-less volunteer, extremely active in the local community. Please ask him about his service!

Contact Information scott@polarfox.tax. Phone 920-642-3085